Thinking about chapter 13 bankruptcy?
Your finances got out of your control—yet you know you can make it back. Chapter 13 bankruptcy might be the best solution to reverse your financial fortunes. The bankruptcy attorneys at Mooney & Associates have decades of experience helping our clients understand chapter 13 bankruptcy, file for it correctly, and recover afterward. When serving as a bankruptcy lawyer for a client going through bankruptcy our role is as an advisor and legal representative. When it comes to chapter 13 bankruptcy, we handle:
- Chapter 13 consultation
- Chapter 13 hearing
- Preventing foreclosure
- Debt collection abuse
- Chapter 7 bankruptcy
While considering options to eliminate your debts without foreclosure, you may have heard about debt settlement companies. Debt settlement companies are mostly scams. Generally, they get you to pay their fees for approximately two years and tell you to not pay the creditor while they “work on” getting the debt reduced. The debt settlement companies are only required by law to settle one debt before taking your payment so they will settle the lowest amount owed first. They know it is very likely that you will be sued prior to their completion—so they make a profit without being held accountable. While they make lofty promises, they don’t deliver. Instead, trust the personal bankruptcy attorneys of Mooney & Associates.